If you’re planning to buy an ATM, upgrade your current machines, or streamline cash handling at your bank or retail location, you’ve likely encountered three major brands: NCR, GRG, and Hyosung. These are the top players in financial equipment, each offering ATMs, ITMs, TCRs, Smart Safes, and more.

But how do you know which brand is right for your goals?

This blog will help you compare the pros and cons of NCR, GRG, and Hyosung so you can make the best decision for your business. Whether you’re considering a refurbished ATM or exploring full-service solutions, this guide will walk you through what matters most–and how MVP Financial Equipment can support your next move with expert guidance and reliable ATM services.

NCR: The Legacy Leader

NCR has long been a trusted name in ATM and banking technology. Known for stability and service infrastructure, it’s the go-to brand for many long-established financial institutions.

Pros:

• Proven reliability across a wide range of financial environments.
• Large global footprint with strong service and parts availability.
• Excellent for full-function machines and compliance-ready deployments.

Cons:

• Typically more expensive than newer brands.

Best For: Organizations that need proven, large-scale equipment backed by long-term vendor support.

GRG: High-Tech and Cost-Effective

GRG is a fast-growing global player, recognized for innovation and affordability. Their products deliver advanced features without the premium price tag, making them a smart choice for expanding operations or modernizing equipment on a budget.

Pros:

• Advanced deposit automation and recycling technology.
• Competitive pricing for new machines.
• Strong emphasis on innovation and user experience.

Cons:

• Support networks may not be as established as NCR.

Best For: Financial institutions and retailers seeking modern solutions without overspending.

Hyosung: Agile and Versatile

Hyosung has become a favorite among banks and credit unions in the U.S. for its flexible machines and reliable performance. Available in both new and refurbished ATM models, it offers a balance between cost and quality.

Pros:

• Customizable for a variety of installation types.
• Reliable uptime and easy maintenance.
• Strong support for branch transformation and remote banking.

Cons:

• May need integration support depending on your software or network.

Best For: Institutions that need adaptable equipment for dynamic service environments.

Choosing the right brand is one part of the decision. To get the most from your investment, consider the following before you buy an ATM, TCR, or Smart Safe:

New vs. Refurbished

• New equipment gives you the latest features and warranties.
• A high-quality refurbished ATM, like those from MVP, delivers excellent performance at a reduced price.

Feature Set

• Consider your needs: Will the machine need to handle deposits? Does your branch require cash recycling via a TCR?
• Retailers might benefit from a Smart Safe that reduces cash shrinkage and improves security.

Location and Layout

• Determine whether you need a lobby, drive-up, walk-up, or island installation.
• Equipment should be chosen based on space, visibility, and customer interaction.

Maintenance and Compliance

• Plan for long-term ATM services, such as regular maintenance, software updates, and PCI/ADA compliance checks.
• Look for a provider who offers end-to-end service–not just the hardware.

Working with the right vendor can make all the difference, especially when you need support before, during, and after installation. MVP Financial Equipment is here to help.

Full Product Range

Whether you want to buy an ATM, install a Smart Safe, or upgrade to a new TCR, MVP offers both new and refurbished equipment from NCR, GRG, Hyosung, and more.

Top-Tier Refurbished ATMs

MVP’s refurbished ATM units go through a meticulous process refined over 20+ years, offering unmatched quality and performance that rivals new machines.

Complete ATM Services

From consultation and installation to maintenance and compliance, MVP offers bundled ATM services designed to simplify your equipment lifecycle and reduce operational headaches.

Custom Solutions

No two businesses are the same. MVP helps you build a customized package that includes the exact machines and services you need–without the extras you don’t.

Trusted Industry Experience

MVP is known for its client-first approach and long-term relationships. Their team is available to help you navigate equipment selection, plan installations, and ensure ongoing success.

Choosing between NCR, GRG, and Hyosung ultimately comes down to your organization’s priorities—whether that’s proven legacy performance, cutting-edge innovation, or flexibility and value. Each brand offers strong options for institutions looking to buy an ATM, enhance cash handling with a TCR, or improve security with a Smart Safe. And while features and pricing are key, long-term support and service matter just as much. That’s why partnering with an experienced provider like MVP Financial Equipment ensures you get the right machines, at the right price, with dependable ATM services that support your growth.

Ready to buy an ATM, upgrade to a TCR, or explore Smart Safe solutions? 

MVP Financial Equipment offers trusted brands, expert guidance, and reliable ATM services to support your goals. Visit the MVP Products Page or schedule a consultation to get started.

Sources:

1. NCR Corporation. (n.d.). NCR: Financial services and ATM solutions. https://www.ncr.com
2. GRG Banking. (n.d.). GRG Banking: Smart financial self-service solutions. https://global.grgbanking.com
3. Hyosung Innovue. (n.d.). Hyosung Innovue: ATM and self‑service technology. https://www.hyosunginnovue.com
4. ATM Marketplace. (n.d.). ATM Marketplace: News & analysis for the ATM industry. https://www.atmmarketplace.com
5.  Board of Governors of the Federal Reserve System. (n.d.). The future of cash. https://www.federalreserve.gov.