As Q4 comes to a close, many small businesses, financial institutions, and retailers are looking for practical ways to use up remaining budgets. Whether it’s to reduce capital expenses, improve customer convenience, or simply set your team up for success in the new year, one thing is certain: you want every dollar to go further.

Here’s one cost-saving opportunity you may not have considered–refurbished ATMs. If you’re looking to buy an ATM or expand your current setup, refurbished equipment offers serious value without sacrificing quality. And if you want even less hassle and responsibility, ATM outsourcing might be your answer.

Let’s break down how both of these options from MVP Financial Equipment can help you save money now and into the new year.

A refurbished ATM is a previously used machine that has been professionally restored to like-new condition. Unlike a “used” ATM, a refurbished unit is:

• Cleaned thoroughly
• Tested for full functionality
• Upgraded with new parts (when needed)
• Made compliant with modern standards like ADA, EMV, PCI, and Windows OS

At MVP Financial Equipment, the refurbishment process has been refined over 20+ years, resulting in high-performance, eco-conscious machines that deliver reliability at a lower cost.

Refurbished ATMs offer major benefits–especially at the end of the fiscal year when budget flexibility is limited.

Here’s how refurbished ATMs help you save:

• Save Up to 60% vs. New Machines: Refurbished ATMs typically cost less than brand-new models.
• No Supply Chain Delays: MVP maintains one of the largest inventories of refurbished ATMs and parts in the country ready to ship quickly.
• Maximize Year-End Budget Usage: Reinvest in equipment that offers long-term value and a fast return on investment. A refurbished ATM can start serving customers (and generating revenue) almost immediately.
• Environmentally Friendly: Reduce your carbon footprint and minimize tech waste by giving equipment a second life.

So, if you’re looking to buy an ATM without blowing your year-end budget, going with a  refurbished machine offers a practical solution.

Refurbished ATMs aren’t just a second-best option. They’re a strategic choice for many:

Small Businesses & Retailers

Installing an ATM can improve foot traffic, reduce credit card processing fees, and add a revenue stream. A refurbished ATM provides these benefits at a much lower entry cost.

Financial Institutions

If you’re upgrading older machines, expanding into new territories, or testing new branch concepts, refurbished ATMs provide the flexibility to do so without large capital expenditures.

Multi-Site Operators

Rather than investing in brand-new units across multiple locations, you can replace aging machines with high-performing refurbished models and still maintain consistency in user experience.

If you like the idea of offering ATM access but don’t want the responsibilities of owning or managing the machine, ATM outsourcing might be the perfect solution.

What Is ATM Outsourcing?

With ATM outsourcing, MVP owns and manages the ATM for you. You provide the space, and MVP handles the rest–hardware, software, cash delivery, maintenance, compliance, and troubleshooting.

Benefits of ATM Outsourcing with MVP

• No capital expense: Skip the upfront cost to buy an ATM
• Hands-off experience: MVP handles everything, including compliance and service
• Lower monthly fee: One predictable and convenient payment covers all ATM services
• High-quality equipment: Bank-grade machines are used, not off-brand models
• Scalable options: Choose a full-service package or select services you want outsourced

This option is ideal for businesses that want the benefit of an ATM but don’t have the time, budget, or resources to manage one themselves.

MVP Financial Equipment is a trusted provider of both refurbished ATMs and ATM services to banks, credit unions, retailers, and small businesses across the country.

Here’s why customers trust MVP:

• Largest refurbished ATM inventory in the U.S.
• Sustainable refurbishing practices to reduce waste
• Customized solutions–from hardware to ATM services
• Long-term relationships built on trust, quality, and support
• Full-service capabilities, including installation, maintenance, and compliance support

Whether you want to buy an ATM or outsource one entirely, MVP offers flexible, budget-smart solutions tailored to your needs.

Q4 is a critical time to invest strategically. To circumvent unexpected adjustments and expenses, refurbished ATMs could be the ideal solutions to help you finish strong and start the new year ahead of the game.

Here’s how to get started:

Looking to make a smart investment before your 2025 budget runs out? Start by visiting MVP’s Products Page to explore high-quality refurbished ATMs ready for quick deployment. From there, schedule a free consultation with one of MVP’s financial equipment experts to discuss your specific needs and goals.

If you’re seeking a hands-off, lower-cost option, be sure to ask about MVP’s flexible ATM outsourcing services. It’s an ideal solution for businesses that want ATM benefits without the ownership responsibilities.

From affordable equipment to full-service management, MVP helps you get more value from your investment without the high cost or complexity. Finish 2025 strong and set your business up for a more efficient, budget-conscious 2026 with refurbished ATMs and ATM outsourcing from MVP Financial Equipment.